Showing posts with label cash. Show all posts
Showing posts with label cash. Show all posts

Monday, 27 February 2017

Listen to the wind blow, watch the sun rise

Have you noticed that life, by its very nature, is linear.  There are some that say that it's more 'wibbley-wobbley' than that - But those people are often certifiable and you should shun them.   

But life, for the vast majority of us, bimbles from one thing to another like a heavily pregnant hamster, banging into things and generally biting jagged chunks out of the furniture with rodenty abandon.  You can look backwards sometimes and think "That was lucky" if... Erm... if you're lucky, but ninety-nine times out of a hundred, it's pretty much 'Yesterday I went to the shops.', 'Today my dog stole all the Camembert out of my artisanally made and ethically sourced sourdough sandwich.'

But there are a few times, a few beautiful gems hidden amongst the razor-edged broken glass strewn highway of my daily life that shine like the very lighthouse of home port to an overworked and mimsy-hungry seaman (easy now)

Here is one such relatable saga, it ends the day before yesterday... But it started some weeks ago, during a bout of Norovirus-induced generic stomach-flu like illness. I had it for a week and I didn't eat during that entire time - I drank weak orange squash made with boiled water. I tried to eat a boiled sweet once, but that triggered a bout of 'stomach upset' that would have caused a Haddock to embrace Buddhism. It was awful - I lost a stone in weight (you need to remember this, it's important later on).

Another thing you need to bear in mind is that it's not my payday until next Friday... Very important, almost as important as the previous fact, in fact.

Ok, so knowing these facts, we can fast-forward to last week. The Dandymobile, my faultless steed, my surreptitious breeder of Marmosets, has a 'tell' to let you know that her battery will require replacement in the near future.  It's a buzzing noise that happens between turning on the ignition and starting the engine, something like a pump, or a fan under the bonnet somewhere probably, I know not what it is - This is where the more mechanically minded of my loyal readership should feel free to jump in with suggestions as to what this might be, and how they would like to mend it for me for free. But, for the time being, we should just agree that this is a 'thing' with a purpose - It's purpose in this case is to remind me to buy a new battery in the near future.  I had planned to buy a battery once I had been paid. I think you can follow my reasoning, right?

On Saturday I drove the Current Mrs. Dandy to the Post-Office to claim a package that required a signature, or was too wide for the letterbox or some-such tomfoolery.  Upon our return to the car, it refused to start, I figured that I'd touched one of the footpedals during the starting procedure (this sometimes causes the car to refuse to start for half an hour or so if the battery is in bad shape) so I walked the 500 yards to the nearest branch of a popular tyre and battery replacement company that are known for being 'Quite expensive'. They very cheerfully said that they would be more than happy to replace my battery for £100. (remember, it's not payday until next week and I still need to buy food and fuel).  I tried the motor factors across the road (the same motor factors as detailed in this story) and they quote me £70 just to supply the battery.  So, I figured that I'd go back to the car, wait for it to successfully start and drive it to get its battery replaced.

But it didn't start, not even after I'd waited for another hour... 

I'd suggested to Mrs Dandy that she get the bus home, as she had things to do, and that I would get the Dandymobile sorted 'somehow' on my own. She left and I sat there and thought, and thought, and thought. My first thought was that the car would magically just start if I closed my eyes and turned the key whilst asking it nicely... It didn't.  Then I thought that the only thing for it was to push the car, on my own, the 500 yards to get the battery replaced. But then I remembered that I would need both hands to push the Dandymobile - and, (this is where your memory gets tested) I realised that that would be problematic because I needed one hand to hold my trousers up - Remember that sickness bug and all the weight I lost? - Well, my belt was on the last hole and I couldn't get it tight enough to stop my trousers falling down whilst I was pushing the car... I was going to buy a new, smaller, belt once I'd been paid. This issue was compounded because, as you all know, I don't wear underwear of any kind, ever. Not even when I'm kilted.

So, my third and final thought was to phone the garage that normally does my MOTs and suchlike, to get them to recover me and replace the battery. So I called them and spoke to the owner, who's a great guy, and explained my problem. He said that the recovery truck was out currently, but I'd be their next call as I was such a good customer.  We've heard of this garage before too... It's where THE QUATTRO is usually tethered.

It was an hour before the truck arrived and on its arrival, the recovery driver suggested that he should use his special clip-on battery thing to see if he could scare the Dandymobile into life.  But it didn't work, so then he offered to bump her around the corner using the starter motor (you know how a car lurches forward if you start it in gear? that.) and winch her onto the back of the truck. The car jumped forward a couple of feet every time he turned the key and on the second such attempt, the engine started as if nothing had been wrong in the first place.

"I don't understand what happened there," He said. Well, I say 'he said' - he kind of buzzed, because he had some sort of electrolarynx because my life is on average 500% weirder in most ways than yours. Then he asked me if I'd like him to follow me to the garage just in case. but I said no, and that he was very kind, but as the Dandymobile started, she should be OK now. In hindsight, that strikes even me as foolish bravado now.

However, I drove to the garage without incident, parked up and turned off the ignition without thinking.  The owner was standing in the open doorway of the workshop and favoured me with a sliding facepalm with added headshaking finish, such as one you would give to an Ice-dancer who had performed a routine worthy of six perfect 10.0s before setting his tights on fire as a protest of some kind and sinking through the surface of the rink without a trace.

I opened the bonnet, and he looked at the battery. A confused scowl crossed his face... "Is this one of ours?" he asked. 

"Of course, you exclusively do all the work on all my cars." I lied in reply. He held up his index finger to silence my tirade of falsehood and rang his battery supplier.

"Well, it seems you're in luck - The battery is still just under warranty, so we'll replace it free of charge for you.  All I'd ask is that you make a cash donation to the 'We helped you out of a tight spot, so I'll contribute towards the cost of your Christmas Party benevolent fund.'" - So I gave him the cash I'd got out to pay the driver for recovering me. and an hour later, I was on my way.

Effectively, I saved a potload of money, the week before payday, because I'd been sick as a dog weeks earlier, and that meant I couldn't push my car to the garage for fear of my trousers falling down...

What are the chances?



Well, with me, probably 50/50 as it goes.




Tuesday, 23 April 2013

The price of everything but the value of nothing


Good news! - Well for you guys anyway, I managed to think of a subject on my way into work this morning.

For the past two million years, ever since Homo habilis threw a rock at some strange proto-duck with the intention of making it her lunch, the human race has been fascinated by shopping.  In these early times of course, you could argue that that was more hunting and gathering than it is what we understand as shopping now.  But the theory's essentially the same.

I need something, so I'll go and get it.

In its most simple form, that-there is shopping.  Oh it's evolved over the past couple of millenia, I mean certain economic structures have come into play.  Early man would go out hunting and take half a dozen spears with him in order to kill, let's say, an antelope.  But if he got lucky, he might only use two of them.  Now, he's all full of adrenaline from the hunt and he uses three more to bring down another one.  And now, he's got a problem, he's got two dead antelopes, that weigh about as much as he does.  It's two miles back to his mud hut / cave (delete whichever's least geographically apposite) but he doesn't want to waste it, or leave it to attract the smilodons.  So, he enlists the help of another person to help him in an;

'Urk, you help carry this back home, I give you half for your trouble,' stylee

Our hero is happy, he has one and a half antelopes, Urk is happy, he has half an antelope for doing essentially a bit of humping and dumping with none of the associated chucking sharp sticks at things.
So we've arrived at bartering... I have something you want, you have something I want, as long as they're of equivalent value to each other, let's swap.  In the above example, Urk swapped the sweat of his brow for a nice antelope butt, and who wouldn't do that given the chance, they have a multitude of uses don't they?  Still technically shopping.

This of course has its own inherent problems... What if I want something you've got, but I don't have anything that you want?

Well, I could go hungry, but what I'd probably do is fall back on that staple theme of computer adventure games and childrens' television and find someone that had something that you want, but also wants what I have.  There's no limit to amount of times you can do this, it's common for there to be six or seven 'swaps' before you get what you want.

In fact you might have heard the Japanese folk tale of the Straw Millionaire, where a peasant makes a series of trades, starting with a piece of straw and ends up marrying a millionaire's daughter, or if you're slightly less classically educated, Kyle MacDonald, and his website One Red Paperclip, where he managed to trade the titular paperclip up to a house in Canada.

But this extended bartering system falls down because people are, in the main, lazy.  You might have a pretty stone, and want a new hat, which I have.  But what I really want is a chicken.  So you go to the nearest village to try and find a nice lady (because we all know how much nice ladies like pretty stones) who has a chicken.  You can't find one, but you do hear from a different nice lady who wants your stone, and has a club, about a nasty man who lives in the forest, many miles away, who has a chicken and deserves a lump on the head.  The time has come where there's something that you're unwilling, unable or just too lazy to do.

So you lose out on my nice hat, and die of pneumonia during the next rainy season when you go out with wet hair.

So, what we need to find is something everyone wants.  Yes, OK, I know, everyone wants THAT, but there are certain cultural taboos, not to mention problems with spreading infectious diseases that are the reasons why THAT isn't currency in many places (Except under certain, special, circumstances).

I'm talking about fiat money, or just 'Money' as we've come to know it.  Fiat money is money that isn't worth anything in itself. The metal in a £1 isn't worth a pound (it's worth about 5p if I remember correctly) but you can swap it for £1 worth of anything you want.  Solves all the laziness problems you see, you can just wander down to the shops and give the nice guy behind the counter a number of £1 coins and wander home with your antelope or hat or pretty stone, whatever you like.

Have you noticed on paper money (which is worth, in itself, even less than metal money) it says, and I quote;

'I promise to pay the bearer, on demand, the sum of X pounds'?

In the olden days, you could wander into the Bank of England, wave a crumpled fiver at them, and they would give you five pounds worth of pure gold.  Try that now and they'll just look at you as if you're stupid.

If you kick up a fuss, start frothing at the mouth, and give it the old 'But it says here...' and point to the tiny writing on the note, they might just give you a new fiver to get rid of you.  It's more likely that they'll call security and turf you out on your backside avec le grande vitesse. If they did give you the gold, which they wouldn't, you'd get about 1/210th of an ounce, or about .14 of a gram (I think, but maths was never my strong point) Which you'd probably lose on the way home anyway.

If we evolve the system again by one degree of laziness, you get online shopping.  You can swap money that has never physically existed for real-live goods.  I hear you cry 'What do you mean money that has never existed?!?!?!? I am confused and angry at your uncomfortable suggestion!?!?!?!'

Well, let's think about it, those of us who are lucky enough to be employed, or to receive benefits for that matter, get paid for the work we do.  That pay goes from our employer's bank, directly into our bank in the form of a series of electronic impulses.  When we pay for our book, or CD or porcelain statuette of Kate Middleton riding an Aardvark, it goes from our bank to the seller's bank in the form of a series of electronic impulses.  It never exists in the real world.

Effectively, you're directly swapping the sweat of your brow for a badly modeled anteater... Change that anteater for an antelope's butt, and you realise that the last 100,000 years, as far as shopping is concerned, may as well have never happened.

Welcome to the 21st Century Urk, make yourself at home.